PROTECT YOUR FUTURE
Real estate is not the same for every owner
At Palisade Insurance, we understand that your business is so much more than your livelihood. It’s your future, your dream, your many years of hard work coming to fruition. And it needs to be protected. We tailor your coverage to keep your investment safe from the perils you face, ensuring that your assets are protected at the most affordable rates in the industry.
Covering It All
Commercial property insurance protects your building and its contents in the case of theft, fire, vandalism, and other types of damage. Should the worst happen, having the right coverage will help you restore your asset and begin operating again as soon as possible. We’ll design your commercial property coverage to fit your exact needs, which may include insurance for:
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Multifamily dwellings
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Single-tenant retail or industrial sites
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Multi-tenant retail or industrial sites
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Business personal property
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Buildings under construction/Builder’s risk
THE PROTECTION YOU NEED
No matter what kind of protection you’re looking for, our insurance specialists will make sure that your policy is the perfect fit for your business. Every asset is unique – and so is every policy we issue. We evaluate numerous factors when crafting a coverage plan to fit your needs and budget, including:
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Blanket coverage vs. coverage for a specific location
Businesses that operate in multiple locations may want to consider blanket coverage, which offers broader protection and greater flexibility.
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Business interruption coverage
If your business must be closed due to unforeseen events, business interruption coverage reimburses you for lost revenue and fixed operating expenses (such as mortgage payments, payroll, and taxes).
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Catastrophes
From natural disasters to gas explosions, street riots to deadly heat waves—catastrophes can happen anywhere, anytime. Planning ahead can help your business survive. Depending on your location, you may need coverage for earthquakes, wind, hail, and/or flooding.
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Deductibles
We’ll help you choose the right deductible for your business and find a suitable balance between the cost of your premiums and any potential out-of-pocket expenses.
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Building Limit
The building limit is the amount of insurance needed to properly cover your building in the case of a total loss. It’s essential to accurately determine the replacement cost of your property so that your coverage is correct, and we can help guide you through this process.
LIABILITY INSURANCE
Liability Insurance helps to protect you if your business or employees are found legally responsible for an accident that causes bodily injury to another person or damage to their property. Such accident-related losses can undermine the stability of your investment.
